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Note: This blog post recaps Episode 723 of The Latina Mom Legacy, featuring a powerful conversation on breaking generational cycles, teaching financial literacy, and intentionally preserving Latino culture at home. Read on for highlights, actionable strategies, and inspiration for Latina moms who want to build wealth and raise confident, empowered kids.
What if changing your money story was part of your cultural legacy?
In this episode, host Janny Perez welcomes Luzy King, financial educator, mentor, and founder of Say Hola Wealth. Together, they dive deep into the money mindset most Latinas grew up with, explore practical ways to raise children with abundance, and share their personal journeys building bilingual and financially savvy households.
Show Promos You Don't Want to Miss:
DOWNLOAD THE BILINGUAL BABY QUICKSTART GUIDE
EARN A $30 CREDIT WHEN YOU USE THE GREENLIGHT APP & QUALIFY
APPLY TO JOIN THE MI LEGASI BILINGUAL PARENTING COACHING PROGRAM
Timestamps & What You’ll Discover
03:05 – Luzy King’s Money Story: From Avoidance to Empowerment
Hear Luzy’s personal money journey, overcoming avoidance and finding her calling during the pandemic to change generational wealth cycles.
08:42 – Raising Bilingual Kids & Making Culture Central
Learn how Luzy approaches bilingual parenting, choosing intentional language exposure, and preserving cultura through food, music, and traditions.
13:51 – Building Healthy Money Mindsets for Kids
Get practical tips for talking about money at home, introducing creative ways to earn, and teaching kids delayed gratification and abundance.
19:56 – Giving Kids Power Over Their Spending
Explore strategies for letting your child decide how to manage their money, the importance of investing, saving, spending, and giving.
24:59 – When Should Kids Have Their Own Bank Accounts?
Find out Luzy’s advice on opening accounts, building credit, and why high yield savings by goal (not envelopes!) foster abundance.
30:32 – Paycheck to Purpose: Earning Doing What You Love
Luzy’s process for helping Latinas go from traditional jobs to purposeful income streams, entrepreneurship, and salary negotiation for wealth building.
34:28 – Stock Market for Latinas: Why It Matters
Myths, fears, and why investing in the stock market is a key tool for breaking cycles—even with as little as $5.
39:51 – Healing Money Trauma: Mindful Techniques
Unpack where money trauma comes from, how to heal it as a mom, and Luzy’s favorite holistic methods for releasing limiting beliefs.
43:24 – Say Hola Wealth: Empowering the Community
Learn about Luzy’s programs for moms and Latinas, from financial literacy and investing to entrepreneurship and hiring your own children!
Quick Takeaways:
- Money mindset and habits are part of your cultural legacy—your kids absorb what you model.
- Teaching financial literacy at home equips your children to thrive and builds generational wealth.
- Bilingual parenting is different in every family—what matters is intention and keeping cultura alive.
- Abundance comes through creative earning, intentional spending, and releasing scarcity beliefs.
Viral Quotes from the Episode
"When you do that for yourself, that's also a skill or skills that are being transferred to your children, which in my opinion, that is another way to preserve our culture. Because money is also cultural." -Luzy King
"Entrepreneurship is the only way to build generational wealth." -Luzy King
"We invest in just about everything and everyone and we always, always put ourselves last many times." -Janny Perez
"Every bilingual parenting journey is different. What is key, though, is being intentional." -Janny Perez
About Luzy King
Luzy King is a financial educator, speaker, and the founder of Say Hola Wealth, where she empowers Latinas to transform their relationship with money and build lasting wealth.
As a first-generation wealth builder, Luzy’s journey started with navigating her own money story—moving from avoidance and scarcity to confidence and intentional investing. That experience now fuels the work she does with women who are ready to break generational patterns and create new possibilities for themselves and their families.
Through her programs and teachings, Luzy focuses on helping Latinas increase their income, invest with clarity, and step into entrepreneurship as a pathway to financial freedom. She is passionate about normalizing conversations around money in the Latino community and equipping women with the tools to raise financially empowered children.
You can connect with Luzy and learn more about her work at Say Hola Wealth and across social media @sayholawealth.
About Janny Perez
Janny Perez is a bilingual parenting educator and the voice behind the The Latina Mom Legacy podcast.
Through her work, she helps first-generation Latina and multicultural moms raise Spanish-speaking children with confidence—even in English-dominant environments.
As a multilingual mom herself, Janny understands that raising a bilingual child takes more than reading a few books or singing songs in Spanish. It requires intention, consistency, and the right strategies.
She shares practical guidance rooted in real-life experience, helping families move past self-doubt and build a strong language foundation at home—while staying deeply connected to their culture.
Follow @milegasi on social media for bilingual parenting tips, resources, and support.
Resources Mentioned in the Podcast:
Bilingual Baby Quick Start Guide
Walk-through for introducing Spanish from day one. Find it in the show notes.
Say Hola Wealth Programs
Learn more about Lucy King’s financial empowerment courses for Latinas and moms at sayolawealth.com
Greenlight App
Teaching kids about earning, saving, spending, and giving with a debit card made just for them. Get $30 when you sign up via the referral link in the show notes.
More free printables & bilingual parenting tools at milegasi.com
How You Can Support & Engage
- Apply to Be a Guest on The Latina Mom Legacy – Share your bilingual parenting story!
- Leave a Review – Apple Podcast or Spotify. Your feedback helps more families discover the show.
- Join the Newsletter – La Lista at Milegasi.com. Get exclusive tips, printables, and updates!
- Interested in Sponsoring the Show? Contact us → Sponsorship info
Connect on Social Media
Instagram: @milegasi
Threads: @milegasi
Podcast Instagram: @thelatinamomlegacy
Pinterest: @milegasi
Final Thoughts
Changing your family's money story, raising confident bilingual kids, and preserving Latino culture starts with intention, conversation, and practical strategies. Celebrate every step, financial literacy and cultural legacy go hand-in-hand. Remember...tú puedes.
Explore more about financial freedom, bilingual parenting tools, and creating abundance at sayolawealth.com and milegasi.com.
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